Mr. Shivakhumar R.S.

Shivakhumar is a senior InsurTech, data science, and actuarial technology leader who has served as CTO at InRisk Labs. He has driven the firm's technology strategy and leads delivery of scalable, open-source platforms for insurers and reinsurers.

His work spans Smart Index Insurance for climate risks, geospatial and remote-sensing analytics for crop and environmental monitoring, API-first infrastructure for real-time integration, and AI/ML pricing and underwriting engines that enable rapid, accurate risk selection.

He has led underwriting and claims analytics initiatives including motor fraud detection, portfolio loss-ratio and IIBI benchmarking, deterministic and stochastic reserving in R/Python, and geospatial visual-analytics products across India and Southeast Asia. Backed by a Master's in Actuarial Science, he blends actuarial rigor with modern ML and engineering.