Trusted by cedants across the Global South

Cyber Resilience

Securing the digital frontier by providing deep capacity for systemic cyber shocks and data-driven risk transfer.

+15%
Annual Cyber Crime Cost Increase: 40+
Target Emerging Markets: 85%
Uninsured Digital Assets: $4.44M
Average Data Breach Cost

Our Approach

A better way to manage underwriting volatility

For primary insurers, cyber portfolios are often unpredictable due to the lack of historical data and the potential for widespread, non-physical damage. We provide the aggregate stop-loss and quota-share capacity required to manage large-scale data breaches and ransomware attacks, ensuring that local insurers can support the digital transformation of SMEs and enterprises alike.

01 Enterprise Data Breach & Ransomware: We provide robust capacity for first-party losses, including business interruption and extortion payments. Our treaties help insurers manage the high-frequency, high-severity nature of modern cyber-attacks.
02 Cyber Business Interruption (CBI): We specialize in treaties that cover the ripple effects of third-party service provider failures, protecting cedants against the "accumulation risk" inherent in regional cloud and telecommunication hubs.
03 Network Security Liability: We support our partners in covering third-party liabilities arising from data privacy violations, ensuring compliance with evolving data protection laws (like India's DPDP Act) across the Global South.

Always in the Loop

Intelligence that keeps cedants ahead.

Our partners receive continuous analytical support — turning raw risk data into precise underwriting decisions.

Clustering Analysis for Accurate Pricing: We provide advanced digital-threat clustering reports. By grouping data by industry sector, technology stack, and geographic vulnerability, we enable our cedants to move toward precise, threat-based technical pricing.
Real-Time Threat Intelligence: Our partners receive regular updates on emerging regional malware trends and zero-day vulnerabilities, helping them proactively adjust underwriting limits and exclusion clauses before a major event occurs.

FAQs

Frequently asked questions

How does Treaty Reinsurance improve capital efficiency?: By offloading the "catastrophic" potential of a singular systemic event (like a regional cloud outage), we reduce the solvency pressure on primary insurers, allowing them to confidently write larger limits for key corporate clients.
What is the typical duration of a treaty arrangement?: Most Cyber treaties are structured on an annual basis, allowing for a "Clean Cut" at renewal to adjust for the rapidly evolving technological landscape and changing threat vectors.
How are claims handled within this Line of Business?: As a reinsurer, we follow the settlements of the primary insurer ("Follow the Fortunes"). For major breaches, we provide access to a global network of incident response teams and forensic experts to help mitigate the loss and verify the claim.
Do you offer tailored wording for specific regulatory zones?: Yes. We specialize in drafting wording that aligns with regional data sovereignty laws and specific local mandates regarding the reporting of ransomware payments and data privacy violations.
How do you support cedants with technical data?: We provide regular digital scans and vulnerability assessments, delivering detailed clustering analysis for accurate pricing — identifying which segments of the portfolio are most prone to "silent cyber" risks.
Can you assist with the "Exclusion Management" process?: Absolutely. We provide the technical framework to clearly define what is — and is not — covered under the cyber treaty, helping to prevent "silent cyber" leakage from traditional property or casualty lines.
How is accumulation risk managed during a global software failure?: We use probabilistic modeling to monitor concentration risk across common operating systems and cloud service providers. This allows us to advise cedants on geographic and sectoral balancing to avoid a single point of failure.
What is the role of the reinsurer in Cyber Hygiene?: While the primary insurer manages the policyholder relationship, we provide the underlying "Risk Maturity" benchmarks, helping our partners incentivize better cybersecurity practices through performance-linked treaty terms.