Trusted by cedants across the Global South
Specialty
Structuring bespoke capacity for non-standard and emerging exposures that fall outside conventional treaty lines.
- +9%
- Global Specialty Lines CAGR
- 40+
- Target Emerging Markets
- 70%
- Uninsured Non-Standard Exposures
- Bespoke
- Facultative & Structured Capacity
Our Approach
A better way to manage underwriting volatility
For primary insurers, specialty portfolios are defined by their diversity — low-frequency, high-severity exposures that rarely fit a standard treaty template. We provide the facultative and structured capacity required to back professional indemnity, political risk, and transactional liability lines, helping cedants underwrite complex, non-standard risk without carrying it alone.
- 01
Professional Indemnity & Liability
- We structure facultative and treaty capacity for errors & omissions and professional liability covers, supporting cedants as consulting, legal, financial, and technical service firms scale across the Global South.
- 02
Political & Credit Risk
- We provide capacity for expropriation, currency inconvertibility, contract frustration, and political violence — protecting cross-border investment and trade flows into markets with elevated sovereign risk.
- 03
Title & Transactional Solutions
- We support title insurance and Warranty & Indemnity (W&I) covers that underpin M&A transactions and real estate deals in developing property and corporate markets, where title records are often incomplete.
Always in the Loop
Intelligence that keeps cedants ahead.
Our partners receive continuous analytical support — turning raw risk data into precise underwriting decisions.
Emerging Risk Horizon Scanning
- We monitor regulatory shifts, litigation trends, and sector-specific liability developments across jurisdictions, helping our partners flag emerging exposures before they surface as claims.
Structured Facultative Analytics
- For risks that lack historical loss data, we provide bespoke technical scoring and benchmarking, giving our cedants a defensible basis for pricing first-of-a-kind placements.
FAQs
Frequently asked questions
- How does Treaty Reinsurance improve capital efficiency?
- By absorbing the tail risk of low-frequency, high-severity specialty claims, we reduce the capital primary insurers must hold against a single large or unusual loss, freeing them to write a broader range of non-standard business.
- What is the typical duration of a treaty arrangement?
- Specialty risks are often placed facultatively on a per-risk basis, though we also support annual treaty structures for cedants with a steady volume of similar non-standard exposures.
- How are claims handled within this Line of Business?
- As a reinsurer, we follow the settlements of the primary insurer ("Follow the Fortunes"), while providing specialist claims input for lines — like political risk or W&I — where loss adjustment requires niche legal or technical expertise.
- Do you offer tailored wording for specific regulatory zones?
- Yes. Specialty wording is rarely off-the-shelf — we draft and adapt clauses to match local liability law, cross-border investment treaties, and transaction-specific requirements in each jurisdiction we support.
- How do you support cedants with technical data?
- We provide sector-specific benchmarking and precedent analysis, helping cedants price risks — such as a first-time professional indemnity placement — that don't have a deep local loss history to draw on.
- Can you assist with structuring first-of-a-kind covers?
- Absolutely. We act as a technical partner for novel placements, helping cedants design policy structure, exclusions, and limits for exposures the local market hasn't underwritten before.
- How is accumulation risk managed across specialty lines?
- Because specialty risks are individually underwritten rather than pooled, we track concentration at the portfolio level — by sector, counterparty, and jurisdiction — to advise cedants before correlated exposures build up unnoticed.
- What is the role of the reinsurer in complex claims?
- For high-severity, low-frequency specialty claims, we provide access to specialist adjusters and legal counsel with direct experience in the relevant line, supporting the cedant through disputes that a generalist claims team may not see often.